Navi Launches All-in-One Financial App Offering UPI, Investments, Loans, and More
July 11, 2025 — Navi, a leading fintech platform, has launched a comprehensive all-in-one financial app designed to simplify payments, investments, loans, and mobile recharge for users across India. The app integrates multiple financial services into one user-friendly interface, aiming to provide a seamless and secure digital experience.
With Navi’s UPI payment feature, users can transfer money instantly and securely across multiple bank accounts. The platform also rewards users with cashback coins on every UPI transaction, which can be redeemed easily — a move aimed at encouraging digital payments.
On the investment front, Navi offers access to mutual funds with low minimum investments starting at just ₹100. The app provides personalized guidance to help users make smart investment decisions aligned with their financial goals.
For borrowers, Navi’s instant personal loan feature offers loans up to ₹20 lakh with flexible repayment tenures between 3 and 72 months. The entire loan application process is paperless, with quick approvals to meet urgent financial needs.
Beyond payments and investments, the app also facilitates mobile recharges and bill payments, enabling users to manage all their financial tasks in one place.
Navi emphasizes security, employing advanced encryption, biometric login, and two-factor authentication to protect user data and transactions.
The company also offers health insurance plans with coverage up to ₹1 crore, completing its vision of becoming a holistic financial companion. RECHARGE
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Navi’s new app positions itself as a convenient one-stop solution for India’s growing digitally savvy population seeking simple and efficient financial services. recharge
