New Delhi, July 22 (TechWire): Unified Payments Interface (UPI), India’s flagship digital payment system, recorded a new high in transactions this month, signaling a continued shift towards cashless payments across the country.(EARN APP )
According to data released by the National Payments Corporation of India (NPCI), UPI registered over 14.5 billion transactions worth ₹21.3 lakh crore in June 2025 — marking a 9% increase in volume and a 7.6% rise in value compared to the previous month.
Experts attribute the growth to increased smartphone penetration, rapid adoption of QR code-based payments among small merchants, and deeper integration of UPI services across apps and banks. (cash app )
“UPI has become the backbone of India’s digital economy,” said Ramesh Sethia, a fintech analyst. “With features like UPI Lite, AutoPay, and international expansion, the platform is transforming how people handle money — from street vendors to high-end retailers.”
Earlier this year, the Reserve Bank of India approved UPI payments via credit cards and expanded its use in cross-border transactions, aiming to make the interface more inclusive and globally relevant.(earn app )
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With the festive season approaching and more rural areas coming online, UPI volumes are expected to reach new milestones in the coming quarters.
